TRUST FUND GUIDE
A plain-English guide to the Armstrong World Industries, Inc. Asbestos Personal Injury Settlement Trust, how it pays claims, and the current numbers.
If you or a family member worked around Armstrong products and later got sick, you may have a claim against a bankruptcy trust set up to pay people harmed by asbestos. This guide explains what the Armstrong Asbestos Trust is, which products and jobs it covers, and how much a claim may be worth today.
We are Throneberry Law Group, a nationwide mesothelioma and asbestos firm. We help workers and families file trust claims and pursue every source of recovery. Our founding attorney, Michael Throneberry, has a personal connection to this disease. His father-in-law died of mesothelioma. If you have questions after reading this, you can contact us for a free case review.
CURRENT TRUST STATUS
The trust pays 10.8 percent of a claim’s value. That percentage was reduced to 10.8 percent in a trust notice dated March 28, 2025, down from 13.5 percent. The trust reconsiders the percentage at least every three years and can change it, so the current figure may be different when you file. Source: Armstrong World Industries, Inc. Asbestos Personal Injury Settlement Trust notice, March 28, 2025.
BACKGROUND
The Armstrong Asbestos Trust pays people who got sick from asbestos in products made or sold by Armstrong World Industries. Armstrong was a major maker of flooring, ceiling, and insulation products, and its high-temperature insulation was used across heavy industry.
Armstrong World Industries filed for Chapter 11 bankruptcy protection, with a petition date of December 6, 2000, after decades of asbestos injury claims. The trust was established in 2006 under the company’s reorganization plan and began paying claims in 2007. It took over responsibility for present and future asbestos claims tied to Armstrong. Source: Armstrong World Industries Second Amended and Restated Trust Distribution Procedures, as of March 28, 2024.
The trust runs on Trust Distribution Procedures approved by the bankruptcy court. Those procedures set the disease levels, the values for each level, and the two ways a claim can be reviewed and paid.
PRODUCTS & COMPANIES COVERED
The trust covers a range of Armstrong building and industrial products. These are the main product families tied to the trust and drawn from the firm’s internal Bankruptcy Product List and affidavit checklist.
The asbestos years for Armstrong products run from the 1940s into the 1980s, with the LK pipe and block window centered on 1965 to 1973. A worker whose exposure falls inside these windows is the kind of claimant the trust was built to pay. We match your work history to the right product and date range before we file.
INDUSTRIES, TRADES & OCCUPATIONS
Armstrong insulation was common in power plants, refineries, factories, and shipyards, anywhere hot pipes and equipment needed covering. Insulators, pipefitters, boilermakers, and maintenance workers cut and fitted Armstrong LK and Hy-Temp insulation, which released asbestos dust.
Armstrong flooring and ceiling products reached a second group through the construction trades. Floor-covering installers, carpenters, and remodelers cut and scraped asbestos floor tile and handled ceiling products. Family members were sometimes exposed second-hand from dust carried home on work clothes.
HOW IT WORKS
Armstrong set a scheduled value for each disease level in its Trust Distribution Procedures, then pays a share of that value called the payment percentage. The more serious the illness, the higher the scheduled value.
The current payment percentage is 10.8 percent. On an Expedited Review claim, the trust pays 10.8 percent of the fixed scheduled value for your disease. On an Individual Review claim, the trust pays 10.8 percent of the gross settlement value it assigns after a full look at your case. Source: Armstrong notice, March 28, 2025, and the Armstrong TDP.
A quick example. At the $110,000 mesothelioma scheduled value and the current 10.8 percent payment percentage, an Expedited Review mesothelioma claim pays about $11,880 from this one trust. Most clients have valid claims against several trusts, so this is one piece of a larger recovery.
FILING OPTIONS
Armstrong offers a faster fixed-value track and a full-review track. The right choice depends on how strong and how well documented your case is.
Expedited Review
The trust checks your records against its standard medical and exposure criteria and pays the fixed scheduled value for your disease level, multiplied by the payment percentage. This track is faster and gives a predictable result.
Individual Review
The trust looks at your case in detail. The value can be higher than the scheduled value, up to the maximum value for your disease level, but it takes longer and calls for stronger proof. Well-documented mesothelioma cases often do better here.
THE NUMBERS
These are the scheduled, average, and maximum values in the trust’s Second Amended and Restated Trust Distribution Procedures, as of March 28, 2024. Expedited Review pays the scheduled value times the payment percentage. Individual Review can reach the average or maximum for the more serious levels.
| Disease Level | Scheduled Value | Average Value | Maximum Value |
|---|---|---|---|
| Mesothelioma (Level VIII) | $110,000 | $130,500 | $400,000 |
| Lung Cancer 1 (Level VII) | $42,500 | $43,800 | $150,000 |
| Lung Cancer 2 (Level VI) | Individual Review | $15,000 | $50,000 |
| Other Cancer (Level V) | $21,500 | $21,800 | $75,000 |
| Severe Asbestosis (Level IV) | $42,500 | $44,300 | $140,000 |
| Asbestosis / Pleural (Level III) | $9,700 | $10,100 | $20,000 |
| Asbestosis / Pleural (Level II) | $3,700 | $4,200 | $10,000 |
| Other Asbestos Disease (Level I) | $400 | n/a | n/a |
Lung Cancer 2 (Level VI) has no fixed scheduled value and is handled through Individual Review. You can read more about how mesothelioma compensation comes together across trusts and lawsuits.
GETTING STARTED
A strong trust claim takes preparation. Here is the path most clients walk with our firm.
1. Gather medical records. You need clear proof of diagnosis, usually a pathology report and a doctor’s statement tying the illness to asbestos.
2. Document your work history. Build a record of every job site, employer, and product you worked around, with dates.
3. Match to covered products. Tie your exposure back to Armstrong products inside the asbestos date windows. That link decides whether the claim is paid.
4. Choose your review track. Your attorney helps decide between Expedited Review and Individual Review based on your records.
5. File and track. Submit the claim and supporting documents, then follow it through review, payment, and any lien resolution.
WHY THRONEBERRY LAW
Trust claims can look simple on paper, but small choices change the outcome by thousands of dollars. The disease level you claim, the review track you pick, and the way you document exposure all matter.
22+ Years of Asbestos Work
Attorney Michael Throneberry has pursued asbestos cases for more than two decades, with hundreds of trust and lawsuit recoveries. We know how the Armstrong trust reads a file and what proof moves a claim.
No Fee Unless We Win
We work on contingency. You pay nothing unless we recover money for you, and your first case review is free.
Personal Attention
Our founding attorney stays involved in every case, and we travel to you, including to your home or hospital room. We also serve Spanish-speaking families.
GET HELP
If you worked around Armstrong insulation, flooring, or ceiling products and later developed mesothelioma, lung cancer, or another asbestos disease, the Armstrong trust may owe you money. It is often one of several trusts that can pay a single worker. We find every trust and every claim that fits your history, then handle the filings so you can focus on your health. You can also compare asbestos settlements and see how trust money fits the bigger picture.
If someone in your family has mesothelioma or another asbestos illness, we can review your work history at no cost and tell you which trusts may pay. There is no fee unless we win. To get started, reach our team through our contact form.
SOURCES
Armstrong World Industries, Inc. Asbestos Personal Injury Settlement Trust, official site (armstrongworldasbestostrust.com).
AWI Notice of Payment Percentage Reduction, March 28, 2025 (reduction to 10.8 percent from 13.5 percent).
Armstrong World Industries Second Amended and Restated Trust Distribution Procedures, as of March 28, 2024 (petition date December 6, 2000; disease levels and scheduled, average, and maximum values).
Product and exposure detail from the firm’s internal Bankruptcy Affidavit (Mooney) checklist and Bankruptcy Product List.
DISCLAIMER
This page is general information, not legal advice. Trust payment percentages, scheduled values, and rules change over time, and the figures here may not be current when you read them. Contacting us through a form or a call does not create an attorney-client relationship. Every case is different, and past results do not promise a future outcome.
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